Jumbo Loans for those Bigger Needs
Expenses never curtail themselves and neither should you. Take instant loans for as much as 250K at the tap of a button.
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Jumbo Loans in a Jiffy
Second Best Option after Banks
Emergencies strike when you least expect them to. It could be a medical one- that requires instant attention; or home renovation- that has to be attended to; or a happy one- like your daughter deciding that she has indeed met her soul-mate. Whatever kind of emergency you encounter we are there with you with instant approval of Jumbo Loans, so that you can leave your worries behind. Get Instant Jumbo Loans and take charge of your Financial needs!
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Frequently Asked Questions
Moneyloji (owned by Creditech Technology Pvt Ltd) is a digital lending platform for the next billion users in India. One can apply for a Salary Jumbo loan of up to Rs.250000. At Moneyloji, we have developed a differentiated, and personalized user experience that enables borrowers to compare rates for loans from RBI registered NBFCs and banks, and apply instantly. Our USP is the ability to disburse loans in under 5 minutes. We believe getting a loan today should be as easy and simple as online shopping, and not tiring or embarrassing. Think of us as your trusted friend you can borrow from without hesitation. We are committed to serving you in a trusted manner and we care deeply about user privacy & data security.
To avail our services, you must download our App. We’re currently available only on Android as of now. iOS app is under development and you should be able to download the same in the next 3 months.
Salary Jumbo Loan will be serve to the borrowers residing in Delhi NCR Region & has it own house/family property to be consider for the jumbo loan. Delhi NCR Region consist of Delhi, Noida, Greater Noida, Ghaziabad, Gurgaon, Faridabad.
We are happy to help you at [email protected] for or +918447716736. We’re available 9:30 AM – 6:30 PM Monday – Saturday.
Moneyloji allows borrowers to choose a loan tenure between 12 month and 24 month, based on their convenience.
The following documents are required when applying for a Personal Loan-
- Proof of identity (Pan Card)
- Address proof (Aadhaar Card, Driving License, Voter Card, Passport)
- Proof of income (Latest 3 Month Salary Slip)
- Latest 3 Month Bank Statements
A few things that you should consider when applying for a personal loan are as follows:
- Interest Rates: The interest rate charged for a personal loan can go from as low as 18% p.a. to as high as 28% p.a., based on the Moneyloji’s terms and conditions and your credit score. The interest rate makes a substantial difference to the cumulative cost of the
- Repayment Flexibility: Make sure to check if the lender allows part-payments or prepayments and if there is any penalty levied for making the
- Processing Fee: Even if you are offered a low interest rate, a high processing fee could bump up the cost of your
- Customer Service: Moneyloji has sufficient customer care channels for you to reach us on. Moneyloji also answers your queries in a prompt
You can reduce the EMI for a personal loan by improving/maintaining a credit score(Crif Score) over 700. If you have a good repayment history with the previous loan, you can negotiate for a better interest rate or a relationship discount.
Moneyloji may allow you to prepay the loan amount, based on respective terms and conditions mentioned in the loan agreement. It is likely that you will be charged a prepayment fee. Thus, if you intend to prepay your loan during the loan tenure, make sure to pay the full outstanding amount.
Absolutely! You can re-apply after 90 days from the application date. However, we recommended you apply only after taking corrective action on the points highlighted in your first attempt. Your loan application will only be considered if your profile qualifies the underwriting parameters specified by our lending partner.
There is a flat processing fee of 4%+GST of sanction amount. However, there is absolutely no fee for downloading the app and getting approval. However the registration fee is Rs. 99+GST and if your loan is approved this amount is adjusted against the processing fee.
You can find it by clicking on the Loans sections and click on your existing Loan line. The repayment period start after 30 days from the loan agreement. You can find your loan schedule in the loan agreement. There will be no provision of change in the emi schedule after signing the loan agreement as you bind to agree the term & condition of the agreement.
Late Payment Charges: You will be charged a late payment charge of Rs 750 if you do not pay your EMI on the due date. Due Date will be varies from Month to Month basis.
Penal Charges: You will be charged 0.1% of principal on the overdue amount if you miss your emi’s. These charges increases on day to day basis.
No. We only support loan repayments through the Moneyloji app via Debit Card, Net- Banking, UPI, Bank Transfer, Paytm Wallet or Paytm QR Code. If you are facing any issue while repaying your loan, kindly write to us an email on [email protected] and we shall look into it asap.